In yet another move to make the humble wallet totally redundant, another phone-based credit card alternative has hit the wider UK high street. If you need some new clothes, or you're trying to buy your girlfriend something nice, you'll no longer need cash or card, if you have a PayPal account that is.
Using PayPal's inStore app for iPhone or Android you can just scan a unique barcode on your phone or tablet to pay for your goods. Using a phone is fine, but I can't imagine how much of a tool you'd look trying to pay with your iPad. Currently the only shops it's available in are Aurora Fashions outlets in the UK, which means Oasis, Warehouse, Karen Millen and Coast -- not a lot there for your average bloke then, but it's a start at least.
Previously the only place you could spend your PayPal cash in the UK was Pizza Express, but in the US Home Depot and 15 other retailers have adopted the scheme. It'll be interesting to see who comes out on top in the pay-by-phone race -- Google Wallet; PayPal; the phone networks, or the traditional card issuers. Whatever happens, it seems we're headed towards a wallet-less world, so where the hell am I going to keep my driving licence and other IDs?