Contactless Card & Apple Pay Limit Rises to £30 in the UK

By James O Malley on at

The spend limit on contactless cards has gone up from £20 to £30 as of today, meaning that you'll only have to do use tedious old chip & pin on more expensive bills in future.

According to the UK Cards Association, this follows over £2.5bn being spent using contactless during the first half of the year. In January, spending was only £287m - versus £567m in June, suggesting a massive upswing in the number of people using contactless payments.

The increase of the limit to £30 will be rolling out over the next few weeks, with a software update to payment terminals to reflect the new limit being pushed out from today. The Association says that the new limit means that the average supermarket trip - £25 - is now covered by contactless.

The increase also affects Apple Pay, which launched in June and let's users pay at contactless terminals using their iPhone 6 or Apple Watch.

The Association maintains that contactless payments are secure, so the new limit should just mean extra convenience, but last month research by consumer group Which? suggested that cards may not be as hoped. [BBC]